Privacy Policy | Compare Bond Rates UK

Your Privacy is Protected: Compare Bond Rates Limited is committed to protecting your personal information. We operate strictly in compliance with the UK General Data Protection Regulation (UK GDPR) and Data Protection Act 2018. We never sell your details to unaffiliated third-party marketing brokers.

1Who We Are

CompareBondRates.co.uk is owned and operated by Compare Bond Rates Limited ("we", "our", or "us").

Company Registration Number: 12847593

Registered Office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom

Data Controller Status: Registered Data Controller under UK Information Commissioner's Office (ICO) guidelines.

2Information We Collect

In order to generate your personalised fixed-rate bond comparison report and match you with eligible UK banking and institutional opportunities, we may collect and process the following categories of personal data:

Identity & Contact Data: Full legal name, telephone/mobile phone number, and email address.
Location Data: UK residential postcode (used to verify UK tax residency and regional product eligibility).
Investment Profile: Target investment capital amount (e.g. £10,000 to £1,000,000+), preferred bond horizon term (1 to 5 years), and account wrapper interest (Personal, ISA, SIPP, or Corporate Treasury).
Technical & Usage Data: Internet Protocol (IP) address and browser user-agent information, including browser and operating system details and device type/model where available, to help secure and review form submissions.

3Lawful Basis & How We Use Your Data

We process your personal data under the lawful bases defined in Article 6 of the UK GDPR:

Contract & Consent

To calculate your custom yield simulations and connect you with matching fixed-term bond product providers upon your explicit request.

Legitimate Interests

To improve comparison tool algorithms, prevent fraudulent submissions, and ensure high platform reliability.

Regulatory Compliance

To maintain comprehensive audit logs as required under UK financial conduct and data controller obligations.

Direct Communication

To deliver your requested bond prospectus, confirm application details, and verify deposit eligibility.

4Data Sharing & Institutional Introductions

We only share your submitted details with authorised third parties under strict contractual data protection agreements:

Regulated Financial Product Issuers: Authorised UK banks, building societies, and institutional bond issuers whose fixed-rate products match your stated preferences.
Secure Technical Infrastructure: ISO 27001 certified cloud hosting providers and CRM encryption services hosted within the UK/EEA.
Statutory Authorities: Where legally mandated by law enforcement, HMRC, the Financial Conduct Authority (FCA), or court order.

Strict No-Spam Policy: We do not sell, rent, or lease personal customer data to non-affiliated telemarketing companies, lead aggregators, or unsolicited cold-calling operations.

5Security & Data Retention

All data transmitted through CompareBondRates.co.uk is encrypted with bank-grade 256-bit SSL (Secure Sockets Layer) encryption both in transit and at rest. We maintain strict internal access controls to ensure only authorized personnel handle customer records.

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected, including legal, accounting, and compliance reporting requirements (typically up to 6 years following the conclusion of an enquiry).

6Your Statutory GDPR Rights

Under UK data protection law, you possess key rights regarding your personal information:

• Right of Access: Request a copy of all personal records we hold about you.

• Right to Rectification: Request correction of inaccurate or incomplete information.

• Right to Erasure ("Right to be Forgotten"): Request deletion of your personal data where no legal override exists.

• Right to Object & Withdraw Consent: Opt-out at any time from future email or phone communications.