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1Acceptance of Terms
By accessing or using this website (CompareBondRates.co.uk) or submitting an enquiry for fixed-rate bond quotes, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with any part of these terms, you should immediately discontinue use of this website.
2Nature of Our Intermediary Service
Compare Bond Rates Limited operates solely as an independent, non-advisory intermediary and comparison service.
- We aggregate published and wholesale rates across UK banks, building societies, and institutional bond issuers.
- We provide rate comparison calculators and cashflow projection simulations based on user input parameters.
- Upon your submission of an enquiry, we introduce you directly to authorised financial product issuers or appointed representatives.
- We do not take custody of, handle, or accept investor funds. All financial transactions occur directly between the investor and the product issuer.
3100% Free Service & Remuneration Disclosure
Our comparison and introductory service is completely free for individual and institutional investors. We do not levy any direct fees, brokerage charges, or hidden management surcharges on clients.
How We Are Remunerated:
We receive standard institutional distribution commissions paid directly by the partner banks or product issuers when an account is successfully opened. This commercial arrangement does not increase the cost to you or reduce the yield rate you receive.
4No Regulated Financial Advice
The content, calculator estimates, and comparisons displayed on CompareBondRates.co.uk are for informational, illustrative, and comparative purposes only and do not constitute direct regulated investment, tax, or legal advice under the Financial Services and Markets Act 2000 (FSMA).
Before committing capital to any fixed-term bond, note or cash deposit, investors must carefully review the issuer's complete Information Memorandum, prospectus, and terms. If you are uncertain about whether a product is suitable for your individual circumstances, you should seek advice from an independent financial adviser (IFA) authorised by the Financial Conduct Authority (FCA).
5Rate Accuracy & Market Availability
Yield rates displayed (e.g. up to 8.1% p.a.) are accurate at the time of publication but are subject to change without notice depending on issuer tranches, tranche closures, and macroeconomic interest rate adjustments. Allocation is subject to product capacity and issuer underwriting approval.
6Limitation of Liability
While Compare Bond Rates Limited performs rigorous verification of provider credentials, FSCS coverage eligibility, and corporate registration:
- We do not guarantee the financial solvency or uninterrupted performance of third-party product issuers.
- We shall not be held liable for indirect, consequential, or unforeseen capital loss arising from the use of third-party financial products.
- Nothing in these terms limits our liability for fraud, gross negligence, or any other liability that cannot be excluded under English law.
7Governing Law & Jurisdiction
These Terms & Conditions and any disputes arising out of or in connection with them shall be governed by and construed in accordance with the laws of England and Wales, and subject to the exclusive jurisdiction of the Courts of England and Wales.